Larson Motors: Auto Finance FAQs!
At Larson Motors, our knowledgeable staff has the solutions to all your auto financing questions. We have an experienced team who’s here to help you find the ideal Ford or Chevy finance plan that fits your financial situation. With our extensive selection of flexible finance options, you can purchase the car of your dreams without going over budget.
When it comes to auto financing in Nebraska City, we make sure you have all the information so that you can make an educated decision. When you choose our car dealership near Omaha, you can be certain that you'll receive top-notch financial advice on the Ram truck or Dodge SUV you want most.
Car Financing FAQs
What are current interest rates to buy a car?
Interest rates have increased in recent months, but when you choose our local Chevy dealer, you'll receive the best price and rate for your budget. We work with a variety of local lenders and can locate the ideal financing package for you.
How do I get a good interest rate?
Interest rates are impacted by a variety of factors including the loan term and your credit score, as well as your debt-to-income ratio, money down, age of the vehicle and the amount financed, among other factors. We always strive to work with our lenders to find the ideal financing rate that fits your budget.
How much of a down payment do I need to finance a car?
Putting money down upfront when financing a car is not required, but it is advisable. Doing this can help make your monthly payments more affordable, as well as decrease the amount of interest you need to pay. Many of our customers choose a no down payment when buying their vehicle.
What additional costs will I be responsible for when buying a new car?
When you upgrade to a new-to-you ride, additional costs and fees can include DMV fees, document fees and any additional protection packages you choose.
Can I still finance a car with no credit?
Yes, you can still finance a car with no credit when you shop at our Nebraska car dealer. However, it may require a qualified co-signer.
What's a good length for a car loan?
The ideal length of a car loan depends on your financial circumstances. Generally, loans with shorter terms have lower interest rates, but the monthly payments are higher. Conversely, loans with longer terms come with higher interest rates but lower monthly payments. Our auto finance experts can assist you in assessing your available options.